Regular tourist visa (Bern): insurance must cover the entire stay (single/double entry) and state contract date, policy number, insured's full name, insurer details, coverage period, medical and medical-transport services including repatriation of remains upon death, territory of worldwide/Russia/Europe including Russia, and insurer signature; incomplete/non-standard policies without insurer seal are not accepted. E-visa: centralized MFA rule requires insurance valid in Russia for the full stay unless exempt by reciprocity; no Swiss exemption was verified. The MFA FAQ says omission of insurance data in the e-visa form is not alone grounds to refuse/reprocess or deny entry, but this does not waive the underlying insurance rule.